
EM385-1-1 readiness: what NAVFAC audits actually test.
Achieving 90%+ compliance on federal audits isn't paperwork volume, it's a handful of systems that hold up under inspection.
Working notes from an active practice, assessment findings, prequal frameworks, loss-trend analysis, and the questions we're asked most.
Most claim histories are compressed into a summary that obscures the frequency-severity ratio, the near-miss trajectory, and the trade-level pattern. Here's how we take one apart before every renewal.


A rolling archive of working notes, frameworks, and case work. Published as we build them for clients.

Achieving 90%+ compliance on federal audits isn't paperwork volume, it's a handful of systems that hold up under inspection.

Orientations that reduce first-90-day incidents look nothing like a video and a signature. A practical structure from active programs.

The components of a technical assessment an underwriter can price without pulling additional data. Structure, format, and the details that matter.

Where a submission gets shelved, where it gets priced, and where it gets declined. The signals a carrier actually looks for, and what a technical assessment should surface before the file lands.

Every carrier walk-through is scored against a short list of underlying questions, not the surface checklist. Here is what those questions actually are, and how to be ready for them.

The global 1-in-6 workplace-fatality statistic gets quoted a lot and unpacked rarely. Applied to a mid-size general contractor's actual exposure profile, here is what the number implies, and where controls have the highest marginal return.
Working through a live risk problem? We publish anonymized frameworks based on real client engagements. Send us the challenge.
Send a topic ›Peril Mavens field notes are shared with practitioners on our list. Pick the piece you want, drop your email, and we’ll send it, along with the next few frameworks as they publish.
We’ll send the piece to your inbox shortly. Keep an eye out for our next field note.